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Recent studies and research says that since the launch of the Affordable Care Act under the nickname “Obama care Health Reform” in March 2010 the health and the allied sector has observed a rapid boost and development in the medical as well as the health insurance sector of the market. Under the purview of the Obama care state enrollment program, it became a mandatory act to own or purchase health insurance and remain under the coverage at times of medical need. The Affordable Care Act mission (ACA) mainly focus on the healthcare section or segment in the United States of America. The legislation made radical changes across the country.
The Obama care state enrollment helped to create exchanges for health insurance that also noted as marketplaces. This exchange or markets benefit customers to browse through the health insurance policies and purchase the suitable one as per their demand. These health insurance exchanges modeled in such a manner that it becomes accessible through websites, call-centers or via persons. As per data analysis, it noted that after formal initiation of Obama care marketplaces in the year 2013, over millions of people have gained access to Obama care health insurance policies through Obama care enrollment program. One of the most important or notable tenures or time frame where the citizens can enroll or register their names are through Open Enrollment Period or OEP.
What is OEP under Obama care?
Open Enrollment Period is an annual enrollment program stated under the Affordable Care Act or Obama care can be defined to be tenure or period when the citizens of the nation or country can enroll their names for health insurance plans or programs. Under the Patient Protection and Affordable Care bill an Open Enrolment Period or in short OEP is the best possible time for enrolling in health insurance plans and missing this tenure can lead to face particular difficulties. Generally, the OEP cycle lasts for around three months. But an exact period cannot be fixed for enrolment as it depends upon the authority. During this period of time, one can choose and shop for the best possible medical insurance plans and can also avail for premium subsidies.
What will happen if the enrollment deadline is missed?
In case if you have missed the deadline for enrolling yourself through the stipulated time frame then there are other options also available. The options are requesting for a brief extension period, enrolling through a Special Enrollment Period or SEP due to certain life circumstances or life event. A person if by chance has lost qualified health coverage provided by the government like health insurance plan like Medicaid, Medicare or it may be the Children Health Insurance Program or in short, CHIP can qualify for a Special Enrollment Program.
State Specific timeline for Open Enrollment Period 2019.
In the United States of America, there are state wise specific timeframe or deadlines available for every state for Open Enrollment. Some of the notable timelines are-
Alabama: from November 1, 2018, to December 15, 2018
California: till January 15, 2019
Florida: from November 1, 2018, to December 15, 2018
Washington DC: till January 15th, 2019.
Like the above-mentioned dates every state or province has their own timeframe for registering their citizens under Obama Care.
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I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my Healthcare.gov or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.
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