Need a quote? Call toll free:

+ (866) 889-1312

Mon - Sat 8 AM - 8 PM EST

What Are The Obamacare Guidelines of HHS Issued for Birth Control?

What Are The Obamacare Guidelines of HHS Issued for Birth Control?

The Patient Protection and Affordable Care Act under the supervision of Barak Obama made a striking change in the healthcare scenario of the nation as well as many other segments of the country. The healthcare law made hallmark achievements and greater access in case of affordable and effective contraception. Obama Care health reforms cover a type of birth control per person as per the eighteen FDA or Foods and Drugs Administration approved norms and categories. The birth-control mandate of Obama Care helps to offer women birth control rights with no out-of-the-pocket cost or at very little cost, although some insurance plans and programs may have exemptions. Further, the HHS or Health and Human Services issued guidance for making it mandatory for any health insurance service provider under the Affordable Care Act or Obama Care to include at least one form of contraception method as prescribed by the Food and Drugs Administrative Authority or FDA in the health care policy.

What contraceptive methods are mentioned under the norms?

Under the Patient Protection and Affordable Care legislation the draft states or specifies certain important or essential categories to be used for contraception and these categories can be mentioned below-

  1. i) Using diaphragm
  2. ii) Using sponge

iii) Make use of a cervical cap.

  1. iv) Usage of spermicide
  2. v) Adopting a vaginal contraceptive ring.
  3. vi) Utilizing female condom

vii) Taking help of emergency contraception (Plan B/morning after pill)

viii) Using emergency contraception (a different oral medication named Ella).

  1. ix) Using a patch
  2. x) Adopting Oral contraceptives with progestin
  3. xi) Using Oral contraceptives for delaying menstruation.

xii) Oral contraceptives (the pill), with estrogen and progestin.

xiii) Using injection known as shot.

xiv) Using Copper intrauterine device

  1. xv) Implanting of devices like intrauterine devices or (IUDS).

xvi) Using implantable rod

xvii) Making use of surgical sterilization implant

xviii) Adopting Sterilization surgery.

The essential guidance under the HHS norms.

The Department of Health and Human Services or HHS has issued certain specific guidelines that every health insurance service providing companies needs to follow while offering their services are-

  1. i) The norms say that health insurance service providers or insurers cannot limit dollar expense or cap on expense on preventive care services for transgender people based on their sex or gender.
  2. ii) The HHS states that health care plans that launched before March 23rd, 2010 or the grandfathered plans are exempted from the rules.

iii) Methods of birth control that include morning pills and IUDs though they are being looked down upon by some religious and conservative groups for causing abortion can be included under the health care policy.

How it helped out-of-the-pocket expenses?

As per the recently available data and statistical analysis, out-of-the-pocket expenses of most of the women have dropped from the previous 21% incurred before the advent of Obama care to almost 3% after the launch of the Affordable Care law. The biggest or most essential use of the drop of the out-of-the-pocket expense was that before health insurance service providers did not include the costing involved under the headings of contraception.

Under the Obamacare mandate of birth control, these important expenses are included. And, this inclusion has indeed helped women a lot.

Fill Out The Form To Get Your Instant Free Quote

Subsidy Eligibility

Reason for New Coverage

I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.

Need help? We can connect you to a licensed health insurance agent ready to help.