UnitedHealthcare Insurance Review

UnitedHealthcare (UHC)

UnitedHealthcare (UHC) is an insurance company dedicated to ensuring the healthcare system is affordable, available, and benefits individuals and families alike. Its plans serve customers of all ages, from childhood to retirement years. UHC partners with about 1.3 million healthcare professionals. This helps offer clients the freedom to access healthcare anywhere, anytime. UHC Company has good ratings and solid financial standing, making it a reliable option for all Americans.

Best For

  • People who qualify for both Medicaid and Medicare
  • People who need supplemental insurance coverage
  • People who want flexible healthcare coverage


  • Offer numerous plans
  • Offer ACA and non-ACA plans
  • Widely accepted at hospitals across the country
  • Strong financials and high customer service ratings
  • Offers a wide range of insurance services and products
  • Impressive online member portal that gives customers 24/7 access


  • Not all plans are ACA-compliant
  • The website might make it challenging to get a quote

Some of the most popular products provided include:

  • Health Savings Accounts
  • Medicare Advantage Plans
  • Corporate Health Insurance
  • Dental and Vision Insurance
  • Individual Health Insurance

Helpful Tools

Just like other healthcare insurers, UHC also offers helpful and competitive tools. When you enroll in a UHC plan, you sign up for a personal account through the online portal.

With the online portal, you’ll have access to all of the following:

  • ID card resources
  • Claims management
  • Downloadable forms
  • All your prescriptions list
  • An explanation of your health plan benefits
  • Tools to help find a network provider (mental health professional, primary doctor, dentist, etc.)

Many of these features are available through UHC’s app.

The ability to estimate healthcare expenses based on your health condition and plan is advantageous. It allows you to avoid surprises, understand costs, and budget for out-of-pocket expenses like coinsurance and copays.

With UHC’s app, you can view quality ratings for in-network providers. You can use it to find cost-effective and high-quality care. This kind of tool and cost transparency is challenging to find in the healthcare sector. Its availability makes UHC stand out from other providers.

Members also benefit from a healthy pregnancy app, a glossary of medical terms, and access to telemedicine (virtual visits).


According to the Centers for Medicare and Medicaid Services (CMS), United Health Insurance plans received star ratings of between 3.0 and 5.0 last year. The average United Insurance star rating is generally 3.87. Their Medicare Advantage Part C plan averaged 3.77 stars, and Part D plans scored an average of 3.98. At the same time, four UHC plans got 5.0 and seven plans earned about 4.5. Indeed, customer reviews for UHC are above average when compared with other health insurers.

Bottom Line

Choosing a good health insurer and insurance policy can help keep your medical bills affordable. Obamacare ACA highly recommends the United Health Insurance plan. It has many plans to choose from, including United Obamacare, making it easy and convenient to find affordable medical coverage. Plus, it offers health plans countrywide, so moving to a new state and enrolling in a new health plan is simple. We recommend working with UnitedHealthcare because it’s strong financially and can pay out claims in the future. Contact us to learn more!

Byron Johnson
Article By: Byron Johnson