Health insurance is one of the most important investments because it ensures good health and protects from unforeseen medical debt. It allows you to receive free preventative care, certain screenings, check-ups, vaccines, and other medical services. Unfortunately, health insurance itself is quite expensive, and many Americans cannot afford it. The good news is that there are affordable insurance options that you should be aware of. If you live in the state of Florida, you are welcome to contact us, so we will connect you with a knowledgeable insurance agent for more information.
Are you looking for affordable insurance that will cover your medical needs and expenses of you and your family? If you live in Sarasota, FL or any other nearby area, feel free to contact us for more information.
Obamacare/ACA Health Insurance
Obamacare that is also known as the Affordable Care Act is the law that was enacted by Barack Obama in 2010. The purpose of this law is to make health insurance more affordable to everyone and reduce medical bills. Initially, it was created for certain groups of Americans, including those who are not qualified for health insurance due to their pre-existing health conditions and serious illnesses, and those who cannot buy health insurance because of their low income. There are also subsidies provided by Obamacare that cover the costs of health insurance plans for low-income individuals.
In general, here is what Obamacare covers:
Inpatient and outpatient patient care
Pregnancy and childbirth
Mental health services and treatments
Prescription drug coverage
Under Obamacare, patients with pre-existing health conditions (illnesses that were diagnosed before an insurance plan was purchased) cannot be denied coverage. Also, insurance companies cannot refuse to provide them with proper coverage. Are you not sure if you are qualified for Obamacare? You can contact us and we will connect you to one of the insurance agents who will evaluate your situation and provide you with the necessary information.
Affordable Care Act
The Affordable Care Act is one of the most significant health reforms on the American insurance market. It makes healthcare providers focus more on value and improve the quality of medical care and services in the country. The benefits of the Affordable Care Act include the following:
Health insurance is affordable for more Americans, including low-income individuals and families.
Americans with the pre-existing conditions have access to proper medical care and treatment
More preventative care services and screenings are covered
Prescription medications are more affordable
If you need more information about the Affordable Care Act in Florida and how it works, we will be glad to answer your questions.
What Is The Obamacare Open Enrollment Period?
There is a specific open enrollment period for Obamacare when you can enroll in one of the available private insurance health plans or make changes to your current plan.
The open enrollment period in Florida, like in most other states, starts on November 1st and ends on December 15th each year. There are several ways you can purchase a health insurance plan: on the health insurance marketplace, through a qualified insurance broker, or an insurance agent.
There are also new subsidies that you can apply for during the open enrollment period. The subsidies are specifically for people with certain health conditions, and for people with a low income that cannot afford high out-of-pocket expenses.
If you already have coverage, it is a good idea to review it every day because you may find another plan with better rates available. Moreover, it is also important to review your plan to make sure that it still suits your personal insurance needs and budget.
It is important not to miss the open enrollment period because if you do, you will have to spend the entire year without any coverage. However, if you are going through a certain life event, you may be still eligible for health insurance even if the open enrollment period is over. These certain life events include marriage, new birth, child adoption, divorce, significant changes in your budget and income, and some others.
If you need assistance with the enrollment period, you should contact a qualified insurance agent, or insurance broker, or visit the navigators eHealth.com and HealthCare.gov.
Need Affordable Health Insurance?
Do you live in Sarasota, FL, or any other nearby community, and do you want to purchase an affordable health insurance plan? Then, Obamacare ACA is a great option for you that provides inexpensive health care to individuals and families. The open enrollment period for Obamacare starts on November 1st and lasts until December 15th each year. The purpose of Obamacare is to make health care affordable for everyone and reduce people's out-of-pocket expenses that can be quite high without proper health insurance.
If you are not sure whether you are eligible for Obamacare or not, and you want to know more about us and this option, feel free to visit our website or contact us. Our mission is to improve everyone's access to health insurance and make it available for a bigger amount of Americans.
I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my Healthcare.gov or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.