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Obamacare Pros and Cons

Obamacare Pros and Cons

As per Obama health care law, it is necessary for everyone to get health insurance. Here in The Patient Protection Act has the provision for subsidies to the middle-class families. It directly helps the small business owner or lower middle-class family. That’s the necessary things for Obama Healthcare. In 2018 as per Trump administration directive the to the Internal Revenue Service (IRS) the taxpayers who are unable to prove that they have insurance has dropped from the coverage. This moves made the insurance companies with a higher proportion of sick enrollees. Obamacare not only lowers the healthcare cost but also provide better health care facilities of the society. No one can deny the fact that Obamacare has reduced the rise of health care costing. The reasons are:
Everybody requires having insurance for nine months out of the year.
2. It allows parents to include their kids up to an age of 26.
Young, healthy people give premium without using the system that is the main source of profits to the insurance companies. Here we discuss a balanced list of Pros and Cons of Obamacare act 2010:


  1. The main benefit of the ACA act is that it slows the rise of health care costs. Now people receive treatment before they need expensive emergency room services.
  2.  Now Insurance companies can no longer deny anyone coverage for pre-existing diseases.
  3. Obamacare has withdrawn the limits of the lifetime and annual coverage.
  4. As per Obamacare, it is mandatory to set up insurance exchanges for the States.
  5. The middle class are entitled to get tax benefit on their paid-up premiums.
  6. The company more than 50 Employees has to offer health insurance for their workers. Owners of the business can also get the tax benefits on the paid-up capitals.


  1. It is a fact due to Obamacare more than 3 million people have lost their employment-based on health insurance.


  1. Many insurance companies cancelled their plan because they were not in the mood to provide the significant ten benefits which described in the ACA act. Thirty million people who relied on private health insurance rather than Obamacare.
  2. Due to the increasing amount of coverage the overall health care costs rise a little bit in the short term. The reason behind this many people receive preventive care for the first time.  


  1. those who didn’t purchase insurance have to pay ACA tax. But many people skip escaping from the taxation. More than 4 million people chose to pay the fee rather than to pay for coverage. This is a significant loss.
  2. From 2013 onwards the expenses are increased gradually which force the families to cut down on the medical costs.

Conclusion: Obamacare subsidies prescriptions for those on Medicare. Seniors citizens can also avail their medications, lowering the number of emergency room visits. In near future it will cost you less by reducing the nation’s health care costs. Whether you agree or not but Obama health care has helped many families receive the care they need to lead a long and happy life.

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Subsidy Eligibility

Reason for New Coverage

I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.

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