It is important to have health insurance, and to be uninsured is quite risky. The purpose of health insurance is to ensure that you and your family are healthy and to make it easier for you to pay for your medical expenses. Unfortunately, since health insurance is expensive, not everyone can afford it, and there are millions of Americans who live without any health insurance at all.
The good news is that some groups of the population can apply for affordable health care options. If you are a resident of Orlando, FL and you want to get more information about these options, please contact our company, and we will connect you to a qualified insurance agent who will clarify everything for you.
Are you looking for an affordable health care option for yourself and your family members? Contact us to find out more. If you reach us, we will provide you with full information about Obamacare/The Affordable Care Act that you may be qualified for.
Obamacare/ACA Health Insurance
The Affordable Care Act (ACA) that is also known as Obamacare was initiated by former President Barack Obama in 2010. The mission of the Affordable Care Act is to make health care more affordable for everyone, especially certain groups of the population, such as people with serious illnesses and pre-existing conditions. With the help of the subsidies provided to these groups of people under Obamacare, they can cover their out-of-pocket expenses and reduce the costs of their health care.
The coverage that you receive under Obamacare depends on several factors, and the main is the plan that you decided to sign up for. However, in general, here is a list of medical services that Obamacare covers:
Maternity and newborn care
Pediatric medical services, including dental and vision
Ambulatory patient services
Mental health and substance abuse disorder services
Chronic disease management
Preventative medical care
Obamacare does not allow insurance companies to deny health coverage and not provide it to people with pre-existing and chronic health conditions. If you do not know whether Obamacare is a good option for you and your family, you can always reach out to us for more information.
Affordable Care Act
The Affordable Care Act is considered the biggest health reform ever occurred in the United States. It was signed into law on March 23, 2010, by Barack Obama in order to drive health insurance premiums down and help people in the United States to get proper health insurance coverage. Here is a list of benefits of this comprehensive reform:
People with pre-existing conditions receive access to proper medical care and treatments they need
There are fewer people in the country without health insurance
Prescription drugs are less expensive and more affordable
More preventative medical services and screenings are covered.
Feel free to contact us if you want to learn more about the Affordable Care Act in the United States in general and in Florida specifically.
What Is The Obamacare Open Enrollment Period?
If you want to apply for Obamacare, there is a certain open enrollment period, during which you can shop for a health insurance plan.
The timeframe for enrolling in a health insurance plan under Obamacare in Florida is similar to the timeframe in other states: it starts on November 1st and lasts until December 15th each year. You have one and a half months to choose one of the available health plans on the health insurance marketplace. You can also contact a qualified insurance broker or insurance agent to assist you.
There is also an option to apply for new subsidies provided under Obamacare during the open enrollment period. These subsidies are for people with serious illnesses and chronic disorders, as well as for those who cannot afford high out-of-pocket payments for medical services.
Even if you have coverage, it is better to use the enrollment period to review it. You may find a better health insurance plan with a lower rate, or you may realize that your current plan does not suit your personal insurance needs and budget.
You have to be very careful in order not to miss the open enrollment period because you will have to spend the entire year without any coverage, which is quite risky.
However, even if you missed it, you may be qualified for coverage if there is a specific event in your life. It can be divorce, marriage, new birth, child adoption, changes in your income, and some others. If you are not sure, it is better to discuss your life event with a professional insurance agent.
If you still have questions about the enrollment period or need assistance with it, you can reach out to an insurance agency, or insurance broker or find information on one of the two navigators - HealthCare.gov or eHealth.com.
Need Affordable Health Insurance?
Do you live in the state of Florida and need affordable health care coverage? Then, you should consider applying for Obamacare that has an annual open enrollment period from November 1st to December 15th. With the help of Obamacare ACA, you and your loved ones will receive access to high-quality medical care, and you will be able to reduce your out-of-pocket expenses.
Contact us if you have any questions about Obamacare, the enrollment period, or anything else related to health care. We will provide all the information you need about us because our mission is to make health care affordable and accessible for everyone, regardless of their medical conditions and income
I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my Healthcare.gov or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.