Health insurance is one of the most important investments in life. Health insurance ensures that you and your family members are healthy and reduces the amount of out-of-pocket expenses. Unfortunately, health insurance is not cheap, so not everyone can afford it, and there are currently millions of Americans living uninsured.
However, there are also affordable insurance options that are available to certain groups of the population. One of them is Obamacare/Affordable Care Act. If you live in Miami, FL, or any other nearby community, you can reach out to our company to learn more about this option. We can connect you to a qualified insurance agent, who will provide all the necessary information.
Do you need affordable health insurance that will provide proper medical protection to you and your family? Then, you should find out if you are eligible for Obamacare /Affordable Care Act. If you contact us, we will provide you with more detailed information.
Obamacare/ACA Health Insurance
Obamacare is the Affordable Care Act that was initiated by Barack Obama in 2010 to make health care affordable for more people in the US regardless of their income. Obamacare provides subsidies, the purpose of which is to reduce the cost of health care for certain groups of the population, as well as their out-of-pocket expenses.
The coverage provided under Obamacare varies and depends on several factors. One of them is the plan a person decided to sign up for. In general, this is the list of medical services that Obamacare/ ACA health insurance covers:
Emergency medical services
Mental health care, including behavioral health treatment
Inpatient and outpatient services
Chronic disease management
Habilitative and rehabilitative services
Pediatric care, including dental and vision care
According to Obamacare, insurance companies cannot refuse to provide coverage to patients with chronic illnesses and pre-existing medical conditions. If you are not sure whether Obamacare is a beneficial option for you, contact us for more details and evaluation of your individual situation.
Affordable Care Act
The Affordable Care Act is among the biggest health care reforms in the US. Barack Obama signed it on March 23rd, 2010, with the purpose of reducing health care insurance premiums and helping Americans get access to more affordable health care services. This comprehensive reform has the following advantages:
There are fewer Americans living without health insurance.
People with chronic illnesses and pre-existing health conditions receive the proper medical help they need and deserve.
Prescription drugs are cheaper.
More screenings and preventative medical procedures are covered.
If you want to learn more about the Affordable Care Act and how you can apply for it in Florida, reach out to us for all the details you need to know.
What Is The Obamacare Open Enrollment Period?
Those who want to apply for Obamacare have to do it within a certain time limit. This time limit is known as the Open enrollment period, during which you can purchase a health insurance plan based on your insurance needs and budget.
In Florida, the timeframe for purchasing a health care plan under Obamacare is similar to the time frame in other states. The first day of the open enrollment period is November 1st, and the last day - is December 15th. You have 45 days to choose one of the health care plans on the marketplace. A qualified insurance agent or insurance broker can also help you with that.
You can also apply for subsidies provided under Obamacare. They are for the special categories of people who have serious illnesses, chronic conditions, or cannot pay for expensive medical services out of their pockets.
If you already have a health insurance plan, the open enrollment period is the perfect time to review it. Things change, so you may realize that your current plan does not suit you anymore, or you may find another plan that is more cost-efficient and has more benefits.
It is important not to miss the deadline for the open enrollment period, otherwise, you will have to spend a year without health coverage, which is quite risky. However, if there are certain events in your life, you may still be eligible for Obamacare outside of the open enrollment period. These events include new births, marriage, divorce, changes in income, child adoption, and several others.
If you are not sure about your life event, talk to an experienced insurance agent.
If you still need more information about the enrollment period and how to apply for health coverage, including Obamacare, you should visit two navigators - HealthCare.gov and eHealth.com.
Need Affordable Health Insurance?
Do you live in Miami, FL, or any other nearby town? Are you looking for affordable health coverage for yourself or your family members? Then, Obamacare ACA might be a great option for you. You can apply for it within the open enrollment period that starts on November 1st and ends on December 15th annually. With Obamacare, you receive access to affordable medical care and do not have to cover high out-of-pocket expenses.
You can contact us if you need more information. We will answer your question and tell you more about Obamacare/ Affordable Care Act and health care in general. Our mission is to make health services more affordable for people who have a limited budget or certain medical conditions requiring special treatment. Do not hesitate to visit our website to learn more about us or contact us now.
I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my Healthcare.gov or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.