Those who want to apply for Obamacare have to do it within a certain time limit. This time limit is known as the Open enrollment period, during which you can purchase a health insurance plan based on your insurance needs and budget. In Florida, the timeframe for purchasing a health care plan under Obamacare is similar to the time frame in other states. The first day of the open enrollment period is November 1st, and the last day - is December 15th. You have 45 days to choose one of the health care plans on the marketplace. A qualified insurance agent or insurance broker can also help you with that. You can also apply for subsidies provided under Obamacare. They are for the special categories of people who have serious illnesses, chronic conditions, or cannot pay for expensive medical services out of their pockets. If you already have a health insurance plan, the open enrollment period is the perfect time to review it. Things change, so you may realize that your current plan does not suit you anymore, or you may find another plan that is more cost-efficient and has more benefits. It is important not to miss the deadline for the open enrollment period, otherwise, you will have to spend a year without health coverage, which is quite risky. However, if there are certain events in your life, you may still be eligible for Obamacare outside of the open enrollment period. These events include new births, marriage, divorce, changes in income, child adoption, and several others.

If you are not sure about your life event, talk to an experienced insurance agent. If you still need more information about the enrollment period and how to apply for health coverage, including Obamacare, you should visit two navigators - HealthCare.gov and eHealth.com.