Obamacare Insurance Enrollment in Gainesville, FL
The Affordable Care Act (ACA), which is popularly known as Obamacare, was passed in 2010. This Act was designed to ensure that health insurance coverage is affordable for everyone. Through it, every individual must have health insurance coverage. In fact, if you do not comply, you may be penalized with extra tax. Every year, under the Obamacare Act, U.S. individuals and families can get health coverage by signing up for their plan of choice during open enrollment. Gainesville residents who want to know about the Obamacare enrollment period can find out more details below.
Obamacare Open Enrollment Period
The enrollment period for this health care plan runs from November 1st to December 15th. During this period, you can enroll for affordable health insurance for the entire coming year. This is also the time to reevaluate your current plan, renew it, make changes or move to a different health insurance plan. It is highly advisable to explore other plans, especially if your current plan is inadequate.
When choosing a plan, factor in your needs and budget. A health plan that is affordable and provides sufficient coverage will come in handy if you fall sick. Be careful not to forget the open enrollment period. If you do, you will be stuck with your current plan or even go the following year without coverage. You can apply for subsidies during this enrolment period. Subsidies help reduce medical expenses for individuals with low incomes.
Under special circumstances, one can apply outside the enrollment period window. For instance, certain events like marriage, divorce, new birth, child adoption, and changes in your income allow you to change your plan outside the open enrollment period.
How to Get Coverage Under the Affordable Care Act
There are different ways to get this coverage under the affordable care act. They include:
- Enroll in person, over the phone, or online with the help of a marketplace assister at Healthcare.Gov. This is a simple choice for anyone qualifying for cost assistance.
- Enroll in person, over the phone, or online with the help of an approved broker. This is a good choice for anyone that wants to know all the options available.
- Enroll in person, over the phone, or online with the help of a non-approved broker. This is a great choice when you want to explore non-marketplace options, such as short-term plans.
The marketplace-approved brokers and marketplace assisters can sign you up for cost assistance plans. All these plans tend to be regulated. So, whether you are getting it through the HC.gov or HC.gov approved broker, the cost remains the same.
Be Careful With Lead Forms
If you are not using the Obamacare website to locate a broker, be careful when filling out any online form relating to health insurance. Many spammers out there target the term “Obamacare” and end up scamming innocent citizens. Ensure you are working with a site you can trust. After all, you are giving out sensitive information.
For any questions about Obamacare open enrollment in Gainesville, FL, get in touch with Obamacare ACA. You can trust us to provide accurate information and ensure you select a solid plan to provide adequate coverage. Contact us today!