The open enrollment period is the window that happens once a year and gives you an opportunity to sign up for health insurance, adjust your current insurance plan, or cancel your insurance completely. In most states, including Florida, the first day of the enrollment period is November 1st, and it lasts until December 15th. As mentioned above, during the enrollment period, you have an opportunity to review your current plan and decide if you want to keep it for the following year. It is important to review your insurance plans every year because you may realize that they do not fit your budget or do not address your insurance needs anymore. You may also find a better plan with more benefits that would replace the plan that you already have. You have 45 days to apply, review, or cancel your insurance plan. If you miss the deadline, you will have to wait until next year and the new enrollment period. There are also certain life events that allow you to make the above-mentioned changes outside of the enrollment period. These events are a marriage, significant changes in your income, divorce, new birth, child adoption, and some others. If you want to know more about the enrollment period and the application process, feel free to contact us - we will be glad to provide you with the information you need. Other good and reliable sources of information are two navigators - Healthcare.gov and eHealth.com.