Obamacare Insurance Enrollment in Pembroke Pines, FL
The Affordable Care Act (ACA), which is popularly known as Obamacare, was passed in 2010. This Act was designed to ensure that health insurance coverage is affordable for everyone. Through it, every individual must have health insurance coverage. In fact, if you do not comply, you may be penalized with extra tax. Every year, under the Obamacare Act, U.S. individuals and families can get health coverage by signing up for their plan of choice during open enrollment. Pembroke Pines, FL residents who want to know about the Obamacare enrollment period can find out more details below.
What Is Obamacare?
The actual name of the service called “Obamacare” is the Patient Protection and Affordable Care Act. Some people shorten its name and refer to it as the Affordable Care Act. The law was signed and put in place by former U.S. president Barack Obama in 2010. Residents coined it “Obamacare” because they felt the president resolved a long-standing problem.
The goal of the Affordable Care Act was to assist those stuck in the middle of not qualifying for Medicaid services but not quite income-rich enough to afford expensive private policies. Not all employers offered benefits packages, and thus, many people lacked coverage. The ACA provides an extensive menu of policies for those who qualify, so it’s important to learn more about Obamacare.
Who Qualifies for the Affordable Care Act?
ACA qualification depends on the applicant’s income level. During the application phase, applicants must answer questions about their income to see where they stand. Those who qualify for Medicaid will not be eligible for ACA policies, and applicants with existing workplace policies will not qualify for such benefits. Alternatively, individuals who pass the income checks can obtain affordable healthcare policies subsidized by the government.
What Does Obamacare Offer?
The affordable insurance policies offer a broad range of coverage. They are similar to other healthcare policies, except they sometimes have lower premiums and deductibles. The following are a few of the areas these policies cover:
Preventive Care
Well checkups and annual visits are part of preventive care. Many ACA policies cover these visits 100 percent.
Sick Visits
You will have access to a doctor to receive a diagnosis and treatment when you feel ill. You'll either have a copay or coinsurance, but the visits will be affordable.
Prescriptions
Your Affordable Care Act policy will remove some of the costs for your medications and maintenance products. That way, you can stay healthy 100 percent of the time.
Hospital Care
Hospital trips can be some of the most expensive visits, but you won't have to stress with an ACA plan. You'll have the option to pay a small copay and get the help you need to get back on your feet.
Pre-Existing Conditions
Many insurance companies reject applicants with existing conditions. Fortunately, your ACA policy provider won't do that. Thus, you can feel comfortable applying for healthcare, even if you need help with a current ailment.
Maternity
Your ACA policy can support you when you deliver your new baby. Benefits are available to help you keep your newborn healthy, as well.
Outpatient Care
Aid for outpatient visits will be on your policy as well. There's no need to worry about those quick visits for tests, shots, or anything else you need.
How To Get a New Policy
To request a policy, contact us us to help you with your process. But remember, you must do so during the Obamacare enrollment period unless you have a qualifying event, such as a marriage, childbirth, or other significant life change. Obamacare ACA is here to help!
