Obamacare Insurance Enrollment in Palm Bay, FL
Don’t risk another year without insurance. Despite the many changes in insurance laws and coverage, many people still go without insurance. This is a huge risk both to your finances and to your health. If you do not have insurance in Palm Bay, FL or the surrounding areas, we can help.
Obamacare is a program that makes affordable health insurance available for all. Our insurance experts can help you understand all of your options under the program. If you want to learn more about Obamacare and how it can help you obtain insurance coverage, please keep reading.
Is Obamacare an Insurance Company?
Is Obamacare for Me?
Obamacare is for anyone looking for a way to obtain health insurance. It is especially helpful for people who are low-income or people who are suffering from pre-existing conditions.
Will My Pre-existing Condition Disqualify Me?
No. Under the Affordable Care Act, insurance companies are not allowed to deny an applicant coverage based on pre-existing conditions. Those with pre-existing conditions are the ones who are in the most need of solid health insurance coverage. You can talk with one of our insurance experts in Palm Bay, FL or the surrounding areas to learn more about pre-existing conditions and how they affect health insurance coverage.
What Steps Do I Need To Take?
The first thing you should do if you would like to look at your options under Obamacare is to contact an insurance expert in your area. This person will be able to walk you through the sometimes complicated details of insurance plans. It is very important to have someone on your side to help explain the many aspects of insurance coverage, the types of plans available, and how those might work with your budget.
What Is Included?
Remember, Obamacare is not an insurance company, nor is it an insurance plan, rather it is a set of rules that govern how insurance companies will interact with you. It protects your right to health coverage. There is an insurance marketplace set up under Obamacare, where you can shop for the insurance plans you qualify for.
How Do I Know If I Qualify?
Will I Receive All Medical Services?
The insurance plans within the marketplace offer the following services, plus others.
- Emergency medical
- Ambulatory
- Hospitalization
- Pregnancy
- Maternity care
- Newborn care
- Rehab services
- Mental health services
- Medications
- Other services
When Should I Apply?
You will need to apply during Obamacare enrollment. This is usually a 45-day time frame each year.
