Obamacare Insurance Enrollment in Alafaya, FL

Choosing health insurance should not be stressful, but most of us know that it certainly can be. This can seem overwhelming if you are attempting to find affordable health insurance when money is already tight. For those living in Alafaya, FL and the surrounding areas, there are insurance options especially designed for you.

Obamacare is an insurance service the Federal Government provides to help people reduce their medical expenses. If you need help reducing out-of-pocket costs, and finding an insurance provider to help you manage overall medical expenses, Obamacare could be the choice for you. Keep reading to learn more.

Understanding Obamacare

Obamacare is a nickname for the Affordable Care Act. This is a federal law that was enacted under President Barak Obama. This law was signed into existence in 2010. Since then, the Obamacare insurance plans have helped millions of people find their health insurance coverage. Specifically, this law was created to help protect certain parts of our population. Those with chronic illnesses could not get qualified for insurance and low-income individuals could not afford insurance. Since 2010, the Affordable Care Act has also helped others find affordable health insurance. The only way to know if you qualify for this type of coverage is to talk with an insurance expert in Alafaya, FL or the surrounding areas. They can help you evaluate your eligibility for this wonderful program. Under The Affordable Care Act, people can obtain medical services including:
  • Emergency medical
  • Ambulatory
  • Hospitalization
  • Pregnancy
  • Maternity care
  • Newborn care
  • Rehab services
  • Mental health services
  • Medications
  • Other services

Understanding Open Enrollment

In order to qualify for Obamacare, individuals and families need to apply for services during the open enrollment period for Obamacare enrollment. This is a 45-day period in which new applicants can apply. This period only happens once a year, so it is important that you talk with an insurance expert near you to find out more. You don’t want to miss the open enrollment period.

Understanding Pre-existing Conditions

For many years, people with pre-existing conditions were denied health insurance coverage, or they were charged unfair premiums. This was because health insurance companies did not want to take the high risk of covering these individuals. This was unjust, as these are the people that needed health insurance coverage the most.

The Affordable Care Act attempted to right this wrong by requiring that insurance companies not deny individuals coverage based on pre-existing conditions.

A pre-existing condition means any type of medical problem that was diagnosed before you attempt to purchase health insurance. You may still qualify for insurance coverage under Obamacare if you have a pre-existing condition. Talk with an insurance expert to find out more.  

Final Considerations

The Affordable Care Act was a historic piece of legislation that completely revolutionized the way insurance companies behave and provide services in America. It was created to protect vulnerable populations and since its inception in 2010, millions of people now have peace of mind knowing that their medical needs will be taken care of. Contact us at Obamacare ACA.
Byron Johnson
Article By: Byron Johnson