Having health insurance is an important investment in your health that helps keep you and your family members healthy while making it easier to pay for your medical expenses. Being uninsured is risky and can cost you a fortune, especially if you have a certain medical condition or medical emergency. In general, health insurance is quite expensive and not everyone can afford it. However, there are affordable options that you should know about. If you are a resident of Florida and you are searching for inexpensive health insurance in Clearwater, FL, or any other nearby area, you should contact our company that connects you to a licensed health insurance agent.
Do you want to find affordable health insurance for yourself and your family members that fit your budget and individual needs? We are ready to assist you. All you need to do is to reach out to us, and one of the experienced and licensed health insurance agents will help you.
Obamacare/ACA Health Insurance
The Affordable Care Act (ACA), also known as Obamacare, is not itself a health insurance plan. It is a law that was enacted in 2010 in order to make health insurance more affordable to certain groups of people, including those who cannot afford any coverage, or do not qualify due to their pre-existing health conditions and serious illnesses. Obamacare provides certain subsidies that help individuals with a lower income cover the costs of their health insurance plans.
The coverage provided by Obamacare depends on the plan an individual signs up for. In general, Obamacare covers the following:
Outpatient care that a patient receives without being admitted to the hospital
Pregnancy and newborn care
Rehabilitation medical care
Treatment of mental disorders
Under Obamacare, insurance companies cannot charge patients more or refuse to provide coverage if they have pre-existing conditions - illnesses that were diagnosed before an insurance plan began. If you are not sure whether you are qualified for Obamacare or not, you should reach out to us and speak with one of the insurance agents.
Affordable Care Act
The Affordable Care Act is one of the most significant health reforms on the American insurance market. It makes healthcare providers focus more on value and improve the quality of medical care and services in the country. The benefits of the Affordable Care Act include the following:
More Americans can afford health insurance
People with pre-existing conditions are not denied coverage
More screenings and preventative services are covered
Prescription drugs are cheaper and more affordable
If you want to know about the Affordable Care Act in Florida, we are ready to answer your questions and provide more detailed information.
What Is The Obamacare Open Enrollment Period?
Obamacare has specific open enrollment periods, during which you can apply for one of the healthcare plans that are available under the Affordable Care Act to you and your family members.
Like in most other states, the enrollment period for Obamacare in Florida occurs from November 1 - to December 15 each year. During this period of time, you can choose from a variety of health insurance plans. You can find and buy a plan on the health insurance marketplace or contact a qualified health insurance agent or broker.
You can also apply for the new subsidies during the open enrollment period. These subsidies are available for people with certain health conditions, and they help reduce patients' out-of-pocket expenses.
If you already have coverage, it is recommended to review it annually because there might be more improved plans with new rates available. Moreover, your current insurance plan might not be suitable for your medical needs and budget.
If you miss the open enrollment period, you will probably have to spend the entire year without coverage. However, you may still qualify for health insurance if there is a certain life event that you are going through. It can be marriage, divorce, child adoption, new birth, significant changes in your income, and some others. It is better to contact a qualified insurance agent and discuss your changes to see what your options are.
If you need help with the enrollment process, you can always contact an insurance agent, insurance broker, or check websites such as eHealth.com and HealthCare.gov.
Need Affordable Health Insurance?
Are you looking for affordable health insurance in Clearwater, FL, or any other surrounding community in Florida? Then, you should consider applying with Obamacare ACA during the open enrollment period that starts on November 1. With the help of Obamacare, you and your family members will receive affordable health care and reduce their out-of-pocket expenses that are usually quite high.
If you are not sure whether you are qualified for Obamacare or not, or you want to know more about it and its requirements, do not hesitate to contact us. Our mission is to make health insurance affordable and easy for everyone, regardless of their health history and pre-existing health conditions, so learn more about us today.
I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my Healthcare.gov or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.