Having health insurance is smart and important for several reasons. First, it protects you from high and unexpected medical costs. Also, with health insurance, you can receive the necessary medical help on time, which is especially important if you have serious or chronic medical conditions. Unfortunately, since health insurance remains quite expensive in general, not everyone can afford it. Many people live uninsured and do not even know that there are affordable options, such as Obamacare, for example. In order to learn about this option, all you need to do is to give us a call.
Are you currently searching for affordable healthcare insurance that would protect you and your loved ones? Learn more about affordable options by giving us a call. We will answer all your questions and connect you with a qualified insurance agent if necessary.
Obamacare/ACA Health Insurance
Obamacare is a comprehensive federal health care reform that was signed into law by President Barack Obama in 2010. The official name of Obamacare is the Affordable Care Act (ACA). This law was created to help Americans to reduce their medical bills and make American health care more affordable in general. It was initially created for such groups of the population as people with chronic illnesses, pre-existing health conditions, and those who cannot afford to pay out of pocket for their medical services, drugs, and treatments.
Here is a list of things covered by Obamacare/ ACA health insurance:
Emergency medical services
Hospitalization fees and expenses
Pregnancy, maternity, and newborn care
Treatment of mental and behavioral disorders
Coverage of prescription drugs
And some others.
According to Obamacare, insurance companies are not allowed to deny coverage if people have pre-existing health conditions (those conditions that were diagnosed before an insurance plan was bought). If you are not sure whether you are qualified for Obamacare and how exactly it works, you should contact us.
Affordable Care Act
The Affordable Care Act is considered one of the most significant federal health care acts that was initiated on March 23rd, 2010. Its unofficial name is Obamacare. With the help of this act, millions of Americans could receive access to more affordable and quality medical help. Here is a list of benefits of the Affordable Care Act:
People who have pre-existing health conditions receive proper and affordable medical help
More screenings, as well as preventative care procedures, are covered.
Prescription medications have become more affordable.
It made health insurance more affordable in general, so more people can receive medical attention and assistance.
To learn more about the Affordable Care Act in Florida or any other state, do not hesitate to contact us.
What Is The Obamacare Open Enrollment Period?
The open enrollment period is the annual period of time when individuals can enroll in any health care plan. It starts on November 1st and lasts until December 15th. During this time, you have an opportunity to enroll in a health insurance plan for the entire following year. You can get a plan from the marketplace or ask for help from an insurance agent or insurance broker.
During the open enrollment period, you can also apply for subsidies, the purpose of which is to reduce the medical costs of people with low incomes.
The enrollment period is also a great time for reevaluating your current health insurance plan. If you have one, make changes, renew it, or change it for a different one. During this period of time, you can look for other plans and decide whether your current plan still suits your budget and addresses your individual insurance needs.
You should also be careful in order not to miss the open enrollment period. If you do, you may have to keep your current plan or spend the entire year without any coverage at all. There are also certain events that allow you to enroll in a health insurance plan outside of the enrollment period. They are divorce, marriage, new birth, changes in your income, child adoption, and some others.
To learn more about the open enrollment period, application process, and all the details, please contact us or visit the websites - eHealth.com and HealthCare.gov.
Need Affordable Health Insurance?
Are you shopping for health insurance in Bradenton, FL, or any other nearby town? Do you need an affordable health insurance option that will reduce your out-of-pocket expenses and general medical costs? Then, consider applying with Obamacare ACA. You can apply for it during the open enrollment period that lasts for 45 days - from November 1st to December 15th.
If you are not sure whether you are qualified for Obamacare or not, and you want to know more about this insurance option, feel free to reach out to us for more information. You can visit our website to learn more about us or contact us. We are focused on improving the quality of health care, especially for certain groups of the population, and making it more available for people, regardless of their income.
I am authorizing a licensed Health Insurance Agent to review, to submit into a free plan or to refer my Health Insurance enrollment to a qualified entity whenever deemed necessary. I as a customer allow access to my Healthcare.gov or Medicaid accounts to make any updates/uploads as necessary and also to review and advise year to year, using any and all reasonable efforts to ensure that I the customer have a sound decision in my Healthcare plan for the year. I as the customer agree that I qualified for one of the many SEP’s during the year of 2022. (Ex: qualified for unemployment, Covid 19, Etc) I as a customer acknowledge receipt of HIPPA Privacy Information at the time of enrollment. By filling out and providing my personal information and signing, I certify that all of the above information is correct to the best of my knowledge and I give authorization to be enrolled into a free health insurance plan.